North Texas storms don't mess around. One good line of wind in April can shear limbs off a fifty-year-old pecan, lay a Bradford pear flat, or put a post oak through your fence. We've cleaned up after enough of them to know the pattern: homeowners do the wrong thing first out of panic, and the right things late. Here's the order that actually works.
First: make it safe, not pretty
Before you touch anything, check for power lines. A tree leaning on a line, a limb resting across one, a line down in the yard: that is the power company's problem, full stop. Do not touch it, do not cut near it, do not let your kids near it. Call the utility and wait.
If a tree is on your house, your car, or blocking the only way out, the job is access and safety, not a full cleanup. Move what you must to get in and out safely. Leave the rest. Storm-damaged trees are spring-loaded in ways you can't see. A limb under tension can whip when you cut the wrong end of it. The crew can finish the job. You just need a path to the door.
And keep people away from the damaged tree. The most dangerous part of a storm-damaged tree isn't the part on the ground. It's the part still up there: broken limbs caught in the canopy that will fall on whoever walks underneath next week.
Second: document everything before it moves
Before anyone cuts or drags a thing, take photos. Lots of them. The whole scene from the street, the damage close up, where the tree fell, what it hit, the broken limbs still hanging. Photograph the yard the way it looked the morning after.
This matters for two reasons. Your homeowner's insurance often covers a tree that fell and damaged a covered structure: your house, your fence, your shed. The photos are your evidence. And if you're hiring a crew, photos help us quote the job without three extra trips to look at it. Our storm cleanup page has a dedicated intake form with photo upload for exactly this reason. Use it.
Third: an honest save, repair, or remove call
Not every storm-damaged tree is a dead tree. Here's how we think about it when we walk up to one:
Save it if the trunk and root flare are intact and the tree lost less than about half its canopy. A healthy, structurally sound tree with storm damage can absolutely recover. Oaks, elms, and pecans are tough. They're built for this weather.
Repair it if the damage is big limbs but the core structure is good. A repair prune cuts the torn stubs back to clean wood, removes the weakly attached regrowth that comes next, and gives the tree a path to close its wounds. This is not a one-and-done. A properly repaired tree needs a follow-up prune in a year or two to thin the epicormic sprouts it throws out. Budget for that.
Remove it if the trunk split, the root plate lifted, or more than half the canopy is gone. A tree with a cracked trunk isn't going to heal. It's going to decline for a few years and then fail somewhere worse. Same for a tree leaning at a new angle because the roots gave up. Taking it down now, on your terms, is cheaper and safer than taking it down later on the wind's terms.
If you're not sure which category your tree falls into, that's what an assessment is for. A good crew will tell you the truth either way. We'd rather keep a tree than sell a removal. A saved tree needs us again in two years, and that's better business for everyone.
Fourth: don't make it worse in the meantime
A few things homeowners get wrong in the week after a storm:
Don't seal or paint the wounds. Tar, paint, and wound dressing don't help trees heal. The tree walls off damage on its own, and sealants trap moisture and rot. Clean cuts to solid wood. That's it.
Don't top the tree. Cutting the whole canopy off "so it won't happen again" is the worst thing you can do to a damaged tree. Topping creates weakly attached regrowth that will fail in the next storm, and it starves the roots. If the tree was worth saving, it's worth a proper repair prune. (We wrote a whole article on why topping hurts trees. Same principle applies double after a storm.)
Don't fertilize it to "help it recover." A damaged tree doesn't need fertilizer. It needs to not be stressed further. Water it normally, leave it alone, and let it do its thing.
And don't ignore the hangers. This is the big one. Broken limbs stuck in the canopy, which we call hangers, come down weeks or months later, usually when someone is walking under the tree. If a crew can only do one thing on your first visit, make it the hangers.
What the crew does, in order
When we get called after a storm, the work goes in a fixed order. Trees on houses and blocking driveways first. Then the hangers and the hazardous stuff. Then the debris clearing: getting the yard back to normal. Then, once the emergency is over, the repair pruning on the trees that made it. Nobody should be selling you a full cleanup before the hazards are handled. If a storm takes a tree down and you want to keep the wood, our firewood guide covers seasoning and what to tell the crew.
The repair pruning comes last for a reason: it takes judgment, and judgment takes time the emergency doesn't have. A torn stub cut back to a branch collar heals. A torn stub hacked flush rots. Same storm, same tree, different outcome.
About insurance
The honest version: homeowner's insurance usually covers a tree that fell and damaged your house, fence, or another covered structure. It usually covers the cost of removing that specific tree so repairs can happen. What it typically does not cover is hauling away a tree that fell in the yard and hit nothing. Coverage for replanting has its own small limits.
Every policy is different. Call your agent before you spend money, ask exactly what's covered, and get it in writing. Keep every photo and every receipt. A written estimate from a real company carries more weight than a verbal number. We document everything we touch for exactly this reason.
Prepare for the next one
Once the mess is cleaned up, the best thing you can do is make the next storm a non-event. Structural pruning on young trees, crown cleaning on the old ones, and taking out the trees that were already dying before the wind arrived. That's the work that keeps a storm from becoming a disaster. Our guide on preparing trees for Texas storm season walks through all of it.
The neighborhoods that ride out spring storms fine (the old parts of Lucas, Parker, the big lots around Weston) aren't lucky. They're maintained. Trees that get pruned regularly shed less in a storm. It's that simple.
Storm damage on your property?
Get a free assessment. We prioritize trees on houses, blocked driveways, and hazardous hangers. Call (469) 545-0844 or use our storm-damage intake form with photo upload.
Frequently Asked Questions
A tree fell on my house during the storm. What do I do first?
Get everyone out from under it and call your homeowner's insurance company. Then call a tree service that handles storm work. The tree has to come off before a roofer can assess anything. Take photos of everything before it's moved: the damage, the tree, where it fell. Don't try to move a tree that's on a structure yourself.
The tree is still standing but lost big limbs. Can it be saved?
Often, yes. If the trunk and root flare are intact and the canopy loss is under about half, A proper repair prune removes the torn stubs, takes out the weakly attached regrowth later, and gives the tree a clean path to recover. What kills storm-damaged trees is being ignored: torn wounds left to rot, or the broken limbs still hanging in the canopy that crash down weeks later. Get it assessed soon after the storm.
Will my homeowner's insurance cover storm-damaged trees?
It usually covers a tree that fell and damaged your house, fence, or other covered structure. That includes the cost to remove the tree. Coverage for just hauling away a tree that fell in the yard with no property damage is much more limited, and landscaping replacement has its own small limits. Every policy is different: call your agent, ask what's covered before you spend, and document everything with photos and a written estimate.